Free resources

Downloads and guides

Everything on this page is free. You don't need to sign up, and nothing here collects your information. Print the PDFs, keep them by the phone or in the Medicare folder, and share them with anyone who'd find them useful.

Free PDF downloads

• Your 2026 Medicare checklist

  One page of the 2026 enrollment dates and decisions that matter, with the official source listed beside every line.

  Download the 2026 checklist (PDF)

• 2026 Medicare cost cheat sheet

  The standard 2026 Medicare numbers on one page, with what each one means for your budget. Made to print and keep.

  Download the cost cheat sheet (PDF)

• The 10-second rule for “Medicare” calls

  Three lines to keep by the phone for any call that says it's about Medicare. Share it with the people you love.

  Download the 10-second rule (PDF)

• Family scam safety checklist

  A one-page checklist to walk through with your family, so everyone knows what to do with a suspicious call or text.

  Download the family checklist (PDF)

Prefer them by email? Join the newsletter and the two Medicare PDFs arrive with the welcome message. Every figure in them carries its year and source, and the numbers change annually, so check the year on the cover before you rely on one.

Plain-language guides

• How to read your ANOC letter

  Your plan mails its Annual Notice of Change by September 30. Here's what to check in it, line by line.

• Your Annual Enrollment Period game plan

  The dates that matter from late September through January 1, and a calm order to handle them in.

• Medigap Plan G vs Plan N

  How to compare the two most-purchased Medigap plans without anyone selling you the answer.

See all guides

Free, official help with your own decisions

These pages and PDFs explain how things work. For decisions about your own coverage, use the official sources. They're free and they don't sell anything.

• Medicare.gov The official government site to compare plans and check coverage yourself.
• SHIP: free local counseling Your State Health Insurance Assistance Program: free, unbiased Medicare help.